A member is eligible to apply for INFB Health Plans at any time during the year. Applications for the INFB Health Plans will be available Oct. 1 2020 with the earliest effective date of Jan. 1, 2021.
Yes, membership is required prior to applying for coverage. You must be a member for at least 30 days to apply for a traditional health plan or a dental vision plan. You can join and apply on the same day for a Medicare Supplement Insurance Plan.
Our application will take anywhere from 30 minutes to an hour to complete. If medical underwriting is required, you will need to contact your health care provider to send any needed medical history to INFB Health Plans. Once that information is received, typical turn around is 15-21 days.
To be eligible for INFB Health Plans you must be a resident of Indiana, an Indiana Farm Bureau member for at least 30 days, and meet the medical underwriting requirements.
To be eligible you must be an Indiana Farm Bureau member, an Indiana resident, an enrollee of Medicare Part A and B, and not covered under another Medicare Supplement or Medicare Advantage Plan. You also are eligible if under the age of 65 and enrolled in Medicare Part A and B due to a disability or End-Stage Renal Disease.
INFB Health Plans utilizes the extensive UnitedHealth Care Choice Plus network for hospitals and doctors. You can verify your provider by visiting www.infbhealthplans.com/find-a-provider, or by calling 1-888-964-0854, as well as during the application process.
No. Once you have completed the underwriting requirements, paid the initial invoice and subsequent premium payments, you cannot lose coverage due to a new medical issue. Plans can only be terminated if a premium is not paid, a member requests cancellation, membership with Indiana Farm Bureau is not renewed, or misrepresentation is used during the application process.
An Indiana Farm Bureau membership is required to maintain your health plan. Members who do not renew their membership will not be eligible to continue with their traditional health plan or dental vision plan. Medicare Supplement Plans will continue but will be moved to a non-member group with different rates.
All health plans are automatically drafted via bank draft and due on the 1st of the month.